What is an Retirement Planning?

As you move from an accumulation phase of life to preservation and distribution in retirement, you want to make sure your money lasts as long as you do.

By putting together a holistic plan you can enjoy your golden years comfortably and without stress.

Control Asset Distribution & Minimize Taxes

When people hear “estate planning,” this is the part they think of. It involves setting up wills, heirs, trusts (living, revocable & irrevocable), and beneficiaries.

Beyond this, we can also discuss setting up various trusts and then plan for the following issues:

  • Protecting your heirs’ inheritances in the event of divorce, remarriage, or other legal issues
  • Ensuring heirs are mature enough to handle a large inheritance (or protect the inheritance until they are ready for the responsibility)
  • Reducing income, estate, excise & gift taxes whenever possible

Protecting Your Assets from Probate, the IRS & Long-Term Medical Care Expenses

Between probate, high taxes, lawsuits, divorce, nursing home costs, and long-term medical care expenses, there are a lot of ways the assets in your estate could be taken away before they get the chance to be distributed.

Between probate, high taxes, lawsuits, divorce, nursing home costs, and long-term medical care expenses, there are a lot of ways the assets in your estate could be taken away before they get the chance to be distributed.

Defending Your IRAs and 401(k)s

Your IRA and 401(k) accounts are likely one of the largest assets within your estate. Yet, they are challenging to protect and plan for thanks to the complex nature of their income tax and required minimum distribution.

Your IRA and 401(k) accounts are likely one of the largest assets within your estate. Yet, they are challenging to protect and plan for thanks to the complex nature of their income tax and required minimum distribution.

Your IRA and 401(k) accounts are likely one of the largest assets within your estate. Yet, they are challenging to protect and plan for thanks to the complex nature of their income tax and required minimum distribution.

What They Say

We can help you answer your income, investment, tax, health care and legacy planning questions by helping you build your financial plans for your future.

Brown quote iconYour team was friendly, professional and knowledgeable. What we appreciated the most was your timeliness and the accuracy of our documents.Brown quote icon

William & JoAnn

Recent Retirees

Anyone who works with Chris can rest assured that they are working with one of the top practitioners in the field. We have many mutual clients and they always speak very highly of him. His passionate commitment to the field of elder law and estate planning is truly impressive.

Sal Curcuru

CPA in Farmington Hills